Buyers - The Buying Process
The team at John Miller Estate Agents are dedicated to finding you your next home. We have an exceptional selection of properties available in West Midlands and the surrounding areas, and thus we are confident that we will have exactly what you are looking for. With our level of experience, you can be sure of a thorough, professional, and high quality service. Our friendly staff will be there to help you every step of the way, from organising finance and finding a property to surveying the property and exchanging contracts.
We appreciate that the moving process is difficult, and we understand how much of a huge decision purchasing a property is. No matter whether you are a first-time buyer or you are more experienced in the property market, we can give you the expertise and guidance required. Here is a quick summary of the process entailed:
It All Begins With Finances
Before you start your property search, you need to determine what you can actually afford. How much money do you have available for a deposit? Once you have deciphered this, you should speak to several mortgage providers to discover how much you are able to lend. Don’t forget that there will be other costs entailed too, such as stamp duty land tax, removal fees, conveyancing, and so on and so forth.
Finding The Perfect Property
The next step is finding the perfect property, and this is where we can really help. We have a huge number of properties on our books, and we can help you narrow down your search effectively. It is a good idea to create a list of the non-negotiable factors, for example, you may require a certain amount of bedrooms or you may need to be within walking distance of public transport links. Aside from this, think about any questions you would like to ask us about the property, for example, you may want to enquire about the council tax band the property falls into or whether it has double glazing and modern insulation.
Make Your Offer
Once you have located the property you want to purchase, give us a call and let us know how much you want to offer. Remember, negotiation is the name of the game when it comes to buying and selling properties, so don’t be too shocked if your first offer is declined. We do take holding deposits on account and terms and conditions between all parties, then the property is taken off the market marked SSTC, no more viewings shall be carried out on the property.
If your offer has been accepted, you will need to make sure everything is in order. Most people hire a conveyancer at this stage. This is a legal specialist who will manage negotiations and ensure the contract is right for you.
So, if you are ready to get started, why not give us a call or take a look at the properties we have available on our website? There is nothing we love more than matching people to their dream property, and we are always more than willing to answer any questions you may have about the buying process, so please do not hesitate to give us a call.